Personal Insolvency Specialists

How InsolvencyHelp.UK can help you

Finding a way out of debt problems is complex and can be quite confusing and frightening.  We use a range of solutions, including:

  • Individual voluntary arrangements (IVA),
  • Debt management, or
  • Bankruptcy

We are here to help you get a fresh start, leaving you with no personal unsecured debts.


We pride ourselves on ensuring that after speaking with us, you will:

  • Be completely clear on the choices and options available to you
  • Understand which option may be best for you and
  • Know how long it will take to do that, if you want to go ahead

You will be speaking with our associates with years of experience who will always be friendly and approachable and who will make sure that these potentially complex solutions are easily understood by you. 

About us and some of the options we can use

  • We are a motivated group of insolvency specialists that can provide immediate support, guidance and solutions for people in financial difficulty, even in seemingly impossible situations.
  • We are ready to help you make critical decisions correctly and at the right time.
  • We provide fast comprehensive insolvency solutions. 

We are personal insolvency specialists, and can help you with anything from individual voluntary arrangements (IVA’s), debt management, or bankruptcy, helping you to find a fresh start.  If you’re unsure which route is for you, then please do not worry, our team of specialists can talk you through the entire process, and help you to make the best decision for you.

If you would simply like to understand a little more about these choices then please continue to read on – we will have the answers to all of your
personal insolvency questions.

Why speak to us?

Free complimentary consultation

We are detached from the problem and so can bring a fresh perspective, with all the tools available for us to provide you with assistance in a fast and effective way.


We start with an expert review of your personal position so we understand all elements of your problem and what the best outcome would look like to you


We want to get to a position where you understand your possible choices and can get them put in place as quickly as possible. Having money pressures is not a pleasant situation and we will move with great speed to resolve that for you, once we have your agreed instructions.


Individual Voluntary Arrangement (IVA)

A voluntary arrangement is a tailored contract between you and your creditors and is available in England and Wales for people wishing to avoid bankruptcy. This is usually drafted and overseen by an Chartered accountant or an Insolvency Practitioner and performed on the basis that it is better for creditors. It creates flexibility, and it could be looked upon as an interest free loan payable usually over 60 months.

Debt Management Plan

A debt management plan is an agreement between a debtor and a creditor that addresses the terms of an outstanding debt.  If you want to avoid a declaration of insolvency and have a disposable income, need your creditors managed with a set payment every month, with extended payment time and the potential of frozen interest then this can be an effective method of keeping creditors under control. It should be looked at as a short term remedy, not be relied upon for the longer term.


Bankruptcy can be a strategic move to manage overwhelming debts. It is often the
fastest way out of debt and getting to a fresh start.

Bankruptcy enables you to write off all (or most of) your debts. It also ensures that creditors cannot take further action against you.

Please note that choosing to become bankrupt is a big decision, and it is important that it is the right move for you. We take you through the available options.There are alternative options to bankruptcy in most instances – but the key question here will always be what have you got to lose?

Will are totally impartial and independent and will give you the information you need to make the right decision for you.

Can I continue and do nothing?

Of course. 

But doing nothing means that you are either delaying the inevitable debt collection process or you are aware of a positive life change coming up that may change your situation (selling a house, or getting a windfall).

If you are in a helpless position now then it is critically important that you inform your creditors of your situation. We can help and advise you on this.

Get in touch

Email Us

Registered Address

Pyramid Consultants Ltd
Lytchett House, 13 Freeland Park
Wareham Road Poole, Dorset BH16 6FA

Registered in England and Wales 03201727